Let’s face it: nobody wants to pay anything more than they have to when it comes to paying for their car insurance, so finding cheap car insurance rates is often a priority for anybody who is looking to save their hard earned cash while still ensuring they have adequate cover when out on the road.
In this guide, we’re going to show you some effective strategies you can use whenever you’re trying to find cheap car insurance rates, so without any further introduction, let’s take a look at the tactics we have for you.
First of all, one of the strongest ways to reduce the amount of car insurance you need to pay is to increase the amount of voluntary excess you are willing to part with. Most people are shocked and surprised by how much this can reduce your annual premium, so it’s certainly worth playing with this figure until you find a satisfactory number in which you are happy to pay the higher excess fee, as well as being happy with the annual premium.
Next, it’s worth taking a closer look at some of the online comparison websites which will often allow you to secure better deals. What’s more, you will often find that purchasing your insurance policy through the Internet allows for a discount of anywhere up to 5%, and if you avoid any intermediaries which usually charge a broker’s commission, you may reduce your costs by anything up to 30%.
As you’d expect, saving anywhere from 5% to 30% is a fantastic bonus when you’re shopping for a car insurance policy, so it’s well worth taking the time to implement these strategies. In fact, many people have been able to save a considerable sum on their auto insurance by following these strategies, especially if you’re paying for multiple policies per household.